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Affordable Home Financing Programs

Our experts work with more than 20 lenders to assist you with finding the best and most affordable loan program available on the market.

Conventional Loan Program

  • 3% Down
  • Fixed Rates & Fixed Payments
  • 620 + Credit Score usually required
  • Maximum loan amount in the $510,400’s
Apply Now

REO & Renovation Loan Program

  • Home Path/Home Style properties
  • Purchase & Renovate in one loan
  • 3% to 5% Down Payment
  • 620+ Credit Score
Apply Now

Grant Money Program

  • Up to $8,000 in grant money
  • You do not have to be a first time buyer to qualify
  • Minimize out of pocket expenses
Apply Now

Construction to Perm Loan Program

  • 580+ Credit Score
  • Some offer one time close
  • 3.5% to 5% down payment
  • >50% DTI
  • Upfront Appraisal Required
Apply Now

VA Program

  • Welcome home… You deserve it
  • Vets pay No mortgage insurance
  • No Minimum Credit Score
  • $0 down & $0 closing costs out of pocket
  • VA Funding Fee may be required
Apply Now

Credit Repair Program

  • Not your ordinary credit repair
  • Free Consultation
  • No Monthly Fee
  • Guaranteed Service
  • Credit Repair Fees Reimbursed at Closing
Apply Now

Save As You Go FHA Program

  • Only $500 deposit to get started
  • Choose your home and lock in pricing
  • You have time to save remaining down payment
  • 3.5% Down 580 or above credit score
  • 10% Down with 500 credit score and requires manual underwriting
Apply Now

SC Housing Loan Program

  • Get help with your down payment
  • 30 Year Fixed Rate
  • Up to 6K
  • 1% Loan Origination Fee
  • 620+ Credit Score
  • Start now, but move only when your current lease is up
Apply Now

Rural Housing USDA Program

  • Great suburban locations
  • Low mortgage insurance
  • 100% financing with 640 Credit Score
Apply Now

Jumbo Loan Program

  • Maximum Conforming Loan limit for a single-family property in SC is $510,400
  • 680 + Credit Score usually required
  • Cash Reserves
  • 10% – 20% Down Payment
  • >45% DTI
Apply Now

Reverse Mortgage Loan Program

  • 62 Years or Older
  • Single Purpose Reversed Mortgage
  • Proprietary Reversed Mortgage
  • Home Equity Conversion Mortgages (HECMs)
  • MIP .5%
  • Must Have at Least 50% Equity
Apply Now

680+ Credit Score Program

  • You are rewarded for your great credit
  • Greatly reduced down payments
  • Reduces or eliminates Mortgage Insurance
Apply Now